Sep, 30, 2025 — PINE BELT FEDERAL CREDIT UNION is a federal credit union headquartered in HATTIESBURG, MS with 2 branch locations and about $12.96 million in total assets. Opened 84 years ago in 1942, PINE BELT FEDERAL CREDIT UNION has about 1,579 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PINE BELT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1808 Evelyn Gandy Parkway HATTIESBURG, MS 39401 |
| Phone: | (601) 583-3242 |
| Fax: | (601) 544-1756 |
| Website: | https://www.pinebeltfcu.org |
| Branches: | 2 branch locations |
| Members: | 1,579 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4799 |
|---|---|
| Membership Type: | Multiple common bond - Primarily chemical |
| Corporate Credit Union: | No |
| Year Opened: | 1942 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,957,706 |
| CEO/Manager: | Brian Green |
| Chairperson: | Ira D Graham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,029,326 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 111,476 |
| Unsecured Loans | 234,570 |
| Other Loans | 8,807,076 |
| TOTAL LOANS | 9,153,122 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -60,599 |
| Land And Building | 811,855 |
| Other Fixed Assets | 11,708 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 89,660 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,957,706 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 53,249 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 759,437 |
| Regular shares | 4,876,193 |
| All Other Shares & Deposits | 3,461,295 |
| TOTAL SHARES & DEPOSITS | 9,096,925 |
| TOTAL LIABILITIES | 9,150,174 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,807,532 |
| TOTAL EQUITY | 3,807,532 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,957,706 |
| INCOME & EXPENSE | |
| Loan Income | 522,489 |
| Investment Income | 58,210 |
| Other Income | 185,457 |
| Total Employee Compensation & Benefits | 316,381 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 257,150 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,333 |
| Cost of Funds | 131,846 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 43,335 |
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