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BEAVER VALLEY FEDERAL CREDIT UNION

Sep, 30, 2025 — BEAVER VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in Beaver Falls, PA with 2 branch locations and about $99.39 million in total assets. Opened 84 years ago in 1942, BEAVER VALLEY FEDERAL CREDIT UNION has about 9,511 members and employs 28 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BEAVER VALLEY FEDERAL CREDIT UNION
Address:
(Main Office)
601 - 37th Street
Beaver Falls, PA 15010
Phone:(724) 847-3600
Fax:(724) 847-9281
Website:https://www.beavervalleyfcu.org
Branches:2 branch locations
Members:9,511
Credit Union Type:Federal Credit Union
Charter Number:4794
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1942
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$99,385,356
CEO/Manager:Aaron D Kniess
Chairperson:Patricia A Rains

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 53,185,294
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 7,494,944
 Unsecured Loans 1,118,667
 Other Loans 10,154,442
 TOTAL LOANS 18,768,053
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -26,964
 Land And Building 560,831
 Other Fixed Assets 152,410
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 844,534
 All Other Assets 0
  TOTAL ASSETS 99,385,356
LIABILITIES & CAPITAL:  
 Dividends Payable 94
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 424,734
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 20,539,362
 Regular shares 61,365,383
 All Other Shares & Deposits 4,581,055
  TOTAL SHARES & DEPOSITS 86,485,800
  TOTAL LIABILITIES 86,910,628
 Regular Reserve 0
 Other Reserves -830,112
 Undivided Earnings 13,304,840
  TOTAL EQUITY 12,474,728
  TOTAL LIABILITIES, SHARES, & EQUITY 99,385,356
INCOME & EXPENSE  
 Loan Income 680,625
 Investment Income 567,717
 Other Income 273,344
 Total Employee Compensation & Benefits 993,104
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 1,076,867
 Non-operating Income & (Expense) 560,327
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,023
 Cost of Funds 34,762
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 580,037
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