Sep, 30, 2025 — BETHPAGE FEDERAL CREDIT UNION is a federal credit union headquartered in BETHPAGE, NY with 41 branch locations and about $14.06 billion in total assets. Opened 85 years ago in 1941, BETHPAGE FEDERAL CREDIT UNION has about 512,282 members and employs 999 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BETHPAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 899 S Oyster Bay Rd BETHPAGE, NY 11714-1030 |
| Phone: | (516) 349-6800 |
| Fax: | (516) 349-4251 |
| Website: | https://www.fourleaffcu.com |
| Branches: | 41 branch locations |
| Members: | 512,282 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4735 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $14,059,079,975 |
| CEO/Manager: | Linda Armyn |
| Chairperson: | Anne N Brigis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 389,236,582 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 7,267,415 |
| Real Estate Loans | 8,295,902,341 |
| Unsecured Loans | 520,605,858 |
| Other Loans | 2,067,196,528 |
| TOTAL LOANS | 10,883,732,333 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -150,531,367 |
| Land And Building | 41,845,592 |
| Other Fixed Assets | 72,649,259 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 105,257,147 |
| All Other Assets | 14,272,756 |
| TOTAL ASSETS | 14,059,079,975 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 200,000,000 |
| Accounts Payable & Other Liabilities | 230,430,710 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,443,603,152 |
| Regular shares | 2,553,074,591 |
| All Other Shares & Deposits | 8,531,011,461 |
| TOTAL SHARES & DEPOSITS | 12,527,689,204 |
| TOTAL LIABILITIES | 12,959,392,946 |
| Regular Reserve | 0 |
| Other Reserves | -131,747,911 |
| Undivided Earnings | 1,231,434,940 |
| TOTAL EQUITY | 1,099,687,029 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,059,079,975 |
| INCOME & EXPENSE | |
| Loan Income | 465,201,343 |
| Investment Income | 53,275,780 |
| Other Income | 9,583,443 |
| Total Employee Compensation & Benefits | 85,970,245 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 147,442,098 |
| Non-operating Income & (Expense) | -391,806 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,033,289 |
| Cost of Funds | 234,637,101 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 51,603,104 |
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