Sep, 30, 2025 — FARGO PUBLIC SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in FARGO, ND with 2 branch locations and about $56.85 million in total assets. Opened 92 years ago in 1934, FARGO PUBLIC SCHOOLS FEDERAL CREDIT UNION has about 2,361 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FARGO PUBLIC SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1609 32nd Ave S FARGO, ND 58103 |
| Phone: | (701) 241-4770 |
| Fax: | (701) 365-0458 |
| Website: | https://www.fpsfcu.com |
| Branches: | 2 branch locations |
| Members: | 2,361 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 47 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Oct 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $56,849,610 |
| CEO/Manager: | Brandy Link |
| Chairperson: | Karla Volrath |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,198,022 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,457,099 |
| Unsecured Loans | 2,165,212 |
| Other Loans | 9,245,896 |
| TOTAL LOANS | 22,868,205 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -113,239 |
| Land And Building | 2,331,747 |
| Other Fixed Assets | 142,652 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 488,214 |
| All Other Assets | 0 |
| TOTAL ASSETS | 56,849,610 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 261,411 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,421,265 |
| Regular shares | 12,267,512 |
| All Other Shares & Deposits | 28,979,000 |
| TOTAL SHARES & DEPOSITS | 49,667,778 |
| TOTAL LIABILITIES | 49,929,189 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,920,421 |
| TOTAL EQUITY | 6,920,421 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 56,849,610 |
| INCOME & EXPENSE | |
| Loan Income | 1,032,323 |
| Investment Income | 512,586 |
| Other Income | 42,639 |
| Total Employee Compensation & Benefits | 471,056 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 599,158 |
| Non-operating Income & (Expense) | 222,563 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,999 |
| Cost of Funds | 514,211 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 210,687 |
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