MERRITT FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.merrittfcu.com for more information.
Sep, 30, 2025 — MERRITT FEDERAL CREDIT UNION is a federal credit union headquartered in WILTON, CT with 1 branch location and about $12.37 million in total assets. Opened 85 years ago in 1941, MERRITT FEDERAL CREDIT UNION has about 1,912 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MERRITT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3 DANBURY RD WILTON, CT 06897-4305 |
| Phone: | (203) 210-7585 |
| Fax: | (203) 210-7587 |
| Website: | https://www.merrittfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,912 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4303 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,374,915 |
| CEO/Manager: | Edward H Fox |
| Chairperson: | David B Hartman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,295,794 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,115,120 |
| Unsecured Loans | 794,826 |
| Other Loans | 1,611,048 |
| TOTAL LOANS | 5,520,994 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -106,470 |
| Land And Building | 538,859 |
| Other Fixed Assets | 16,708 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 117,210 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,374,915 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,790 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 89,451 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,214,039 |
| Regular shares | 6,701,409 |
| All Other Shares & Deposits | 2,231,132 |
| TOTAL SHARES & DEPOSITS | 11,146,580 |
| TOTAL LIABILITIES | 11,237,821 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,137,094 |
| TOTAL EQUITY | 1,137,094 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,374,915 |
| INCOME & EXPENSE | |
| Loan Income | 223,403 |
| Investment Income | 59,704 |
| Other Income | 26,818 |
| Total Employee Compensation & Benefits | 207,136 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 244,423 |
| Non-operating Income & (Expense) | 140,889 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,516 |
| Cost of Funds | 10,370 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -12,631 |
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