Sep, 30, 2025 — MONTANA FEDERAL CREDIT UNION is a federal credit union headquartered in GREAT FALLS, MT with 4 branch locations and about $344.07 million in total assets. Opened 86 years ago in 1940, MONTANA FEDERAL CREDIT UNION has about 25,833 members and employs 74 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MONTANA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 15 14th St S GREAT FALLS, MT 59401-3800 |
| Phone: | (406) 727-2210 |
| Fax: | (406) 727-8655 |
| Website: | https://www.montanacu.com |
| Branches: | 4 branch locations |
| Members: | 25,833 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4164 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $344,073,050 |
| CEO/Manager: | John Hageman |
| Chairperson: | Paul Dockter |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 41,229,205 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 68,336,657 |
| Unsecured Loans | 7,159,400 |
| Other Loans | 166,935,860 |
| TOTAL LOANS | 242,431,916 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -834,597 |
| Land And Building | 11,532,083 |
| Other Fixed Assets | 1,117,555 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,900,540 |
| All Other Assets | 101,702 |
| TOTAL ASSETS | 344,073,050 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,506 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,522,900 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 71,608,027 |
| Regular shares | 146,520,953 |
| All Other Shares & Deposits | 83,762,018 |
| TOTAL SHARES & DEPOSITS | 301,890,997 |
| TOTAL LIABILITIES | 303,415,403 |
| Regular Reserve | 0 |
| Other Reserves | -1,728,436 |
| Undivided Earnings | 42,386,083 |
| TOTAL EQUITY | 40,657,647 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 344,073,050 |
| INCOME & EXPENSE | |
| Loan Income | 10,000,763 |
| Investment Income | 1,896,015 |
| Other Income | 1,083,416 |
| Total Employee Compensation & Benefits | 4,208,275 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,615,168 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 375,000 |
| Cost of Funds | 1,607,767 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,123,817 |
| ↑ Back to Top | |