Sep, 30, 2025 — NORFOLK FIRE DEPARTMENT FEDERAL CREDIT UNION is a federal credit union headquartered in NORFOLK, VA with 1 branch location and about $26.50 million in total assets. Opened 86 years ago in 1940, NORFOLK FIRE DEPARTMENT FEDERAL CREDIT UNION has about 2,011 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORFOLK FIRE DEPARTMENT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4100 E Virginia Beach Blvd NORFOLK, VA 23502-3331 |
| Phone: | (757) 857-5389 |
| Fax: | (757) 857-4624 |
| Website: | https://www.norfolkfirefcu.org |
| Branches: | 1 branch locations |
| Members: | 2,011 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3746 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Oct 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $26,504,209 |
| CEO/Manager: | Kathy A Roehm |
| Chairperson: | Charles E Gore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,346,379 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 929,065 |
| Unsecured Loans | 1,326,282 |
| Other Loans | 5,443,305 |
| TOTAL LOANS | 7,698,652 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,000 |
| Land And Building | 0 |
| Other Fixed Assets | 26,610 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 203,429 |
| All Other Assets | 0 |
| TOTAL ASSETS | 26,504,209 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,273 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 42,250 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,287,866 |
| Regular shares | 13,684,140 |
| All Other Shares & Deposits | 2,436,033 |
| TOTAL SHARES & DEPOSITS | 21,408,039 |
| TOTAL LIABILITIES | 21,451,562 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,052,647 |
| TOTAL EQUITY | 5,052,647 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 26,504,209 |
| INCOME & EXPENSE | |
| Loan Income | 472,886 |
| Investment Income | 464,066 |
| Other Income | 12,644 |
| Total Employee Compensation & Benefits | 221,350 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 371,284 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -13,641 |
| Cost of Funds | 37,037 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 406,980 |
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