Sep, 30, 2025 — PEPCO FEDERAL CREDIT UNION is a federal credit union headquartered in WASHINGTON, DC with 2 branch locations and about $33.66 million in total assets. Opened 91 years ago in 1935, PEPCO FEDERAL CREDIT UNION has about 1,927 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PEPCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 701 9th St NW Ste 6230 WASHINGTON, DC 20001-4572 |
| Phone: | (202) 872-3085 |
| Fax: | (202) 872-3262 |
| Website: | https://www.pepcofcu.org |
| Branches: | 2 branch locations |
| Members: | 1,927 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 367 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,664,492 |
| CEO/Manager: | Julie A Hill |
| Chairperson: | Brandon Bowles |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,855,933 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 212,781 |
| Unsecured Loans | 4,231,495 |
| Other Loans | 3,806,862 |
| TOTAL LOANS | 8,251,138 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -231,246 |
| Land And Building | 0 |
| Other Fixed Assets | 42,908 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 201,442 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,664,492 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -807,633 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,772,788 |
| Regular shares | 8,994,881 |
| All Other Shares & Deposits | 17,802,970 |
| TOTAL SHARES & DEPOSITS | 31,570,639 |
| TOTAL LIABILITIES | 30,763,006 |
| Regular Reserve | 0 |
| Other Reserves | 12,605 |
| Undivided Earnings | 2,888,881 |
| TOTAL EQUITY | 2,901,486 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,664,492 |
| INCOME & EXPENSE | |
| Loan Income | 554,380 |
| Investment Income | 743,302 |
| Other Income | 123,862 |
| Total Employee Compensation & Benefits | 762,168 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 422,098 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -51,081 |
| Cost of Funds | 344,169 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 207,273 |
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