Sep, 30, 2025 — NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION is a federal credit union headquartered in ROCKVILLE, MD with 6 branch locations and about $814.32 million in total assets. Opened 86 years ago in 1940, NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION has about 42,690 members and employs 129 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 111 Rockville Pike Ste 500 ROCKVILLE, MD 20850 |
| Phone: | (301) 718-0208 |
| Fax: | (301) 770-5372 |
| Website: | https://www.nihfcu.org |
| Branches: | 6 branch locations |
| Members: | 42,690 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3601 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $814,324,424 |
| CEO/Manager: | Richard A Wieczorek |
| Chairperson: | Steven J Berkowitz |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 82,815,459 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 388,365,599 |
| Unsecured Loans | 38,202,193 |
| Other Loans | 68,363,166 |
| TOTAL LOANS | 494,930,958 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,196,601 |
| Land And Building | 0 |
| Other Fixed Assets | 8,867,074 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,751,554 |
| All Other Assets | 0 |
| TOTAL ASSETS | 814,324,424 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 18,866,679 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 252,706,902 |
| Regular shares | 275,376,858 |
| All Other Shares & Deposits | 216,240,007 |
| TOTAL SHARES & DEPOSITS | 744,323,767 |
| TOTAL LIABILITIES | 763,214,815 |
| Regular Reserve | 0 |
| Other Reserves | -11,241,466 |
| Undivided Earnings | 62,351,075 |
| TOTAL EQUITY | 51,109,609 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 814,324,424 |
| INCOME & EXPENSE | |
| Loan Income | 19,996,644 |
| Investment Income | 6,468,358 |
| Other Income | 1,664,341 |
| Total Employee Compensation & Benefits | 11,952,713 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,755,886 |
| Non-operating Income & (Expense) | 1,371,875 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,283,618 |
| Cost of Funds | 4,639,728 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,918,684 |
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