Sep, 30, 2025 — VALLEY ISLE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in KAHULUI, HI with 3 branch locations and about $170.50 million in total assets. Opened 86 years ago in 1940, VALLEY ISLE COMMUNITY FEDERAL CREDIT UNION has about 13,051 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VALLEY ISLE COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 160 Paahana St KAHULUI, HI 96732 |
| Phone: | (808) 877-3232 |
| Fax: | (808) 871-5421 |
| Website: | https://www.vicfcu.org |
| Branches: | 3 branch locations |
| Members: | 13,051 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3574 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $170,499,179 |
| CEO/Manager: | Trevor Tokishi |
| Chairperson: | Eric Okazaki |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 29,579,184 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 32,498,471 |
| Unsecured Loans | 13,064,705 |
| Other Loans | 15,227,649 |
| TOTAL LOANS | 60,790,826 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -653,359 |
| Land And Building | 3,436,133 |
| Other Fixed Assets | 376,014 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,390,610 |
| All Other Assets | 36,487 |
| TOTAL ASSETS | 170,499,179 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,999,727 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,004,874 |
| Regular shares | 84,554,414 |
| All Other Shares & Deposits | 53,947,116 |
| TOTAL SHARES & DEPOSITS | 157,506,404 |
| TOTAL LIABILITIES | 159,506,131 |
| Regular Reserve | 0 |
| Other Reserves | -2,962,331 |
| Undivided Earnings | 13,955,379 |
| TOTAL EQUITY | 10,993,048 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 170,499,179 |
| INCOME & EXPENSE | |
| Loan Income | 2,889,018 |
| Investment Income | 2,357,190 |
| Other Income | 586,307 |
| Total Employee Compensation & Benefits | 1,824,482 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,263,026 |
| Non-operating Income & (Expense) | 616,860 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 311,067 |
| Cost of Funds | 1,497,237 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 883,738 |
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