CAMBRIDGE TEACHERS FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://cambridgeteachersfcu.org for more information.
Sep, 30, 2025 — CAMBRIDGE TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in CAMBRIDGE, MA with 0 branch location and about $34.04 million in total assets. Opened 87 years ago in 1939, CAMBRIDGE TEACHERS FEDERAL CREDIT UNION has about 1,545 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAMBRIDGE TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 20 FELTON ST CAMBRIDGE, MA 02138 |
| Phone: | (617) 492-3212 |
| Fax: | (617) 492-0131 |
| Website: | https://cambridgeteachersfcu.org |
| Branches: | 0 branch locations |
| Members: | 1,545 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3115 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $34,041,821 |
| CEO/Manager: | RITWIK BHATTACHARYA |
| Chairperson: | JOHN GENTILE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 802,418 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,119,035 |
| Unsecured Loans | 1,589,229 |
| Other Loans | 4,125,230 |
| TOTAL LOANS | 7,833,494 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -68,348 |
| Land And Building | 0 |
| Other Fixed Assets | 8,368 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 283,435 |
| All Other Assets | 0 |
| TOTAL ASSETS | 34,041,821 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 47,293 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,973 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,601,085 |
| Regular shares | 15,862,803 |
| All Other Shares & Deposits | 10,491,469 |
| TOTAL SHARES & DEPOSITS | 31,955,357 |
| TOTAL LIABILITIES | 32,011,623 |
| Regular Reserve | 0 |
| Other Reserves | 457,288 |
| Undivided Earnings | 1,572,910 |
| TOTAL EQUITY | 2,030,198 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 34,041,821 |
| INCOME & EXPENSE | |
| Loan Income | 215,401 |
| Investment Income | 177,534 |
| Other Income | 20,595 |
| Total Employee Compensation & Benefits | 324,874 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 459,439 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 47,522 |
| Cost of Funds | 55,957 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -339,835 |
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