Sep, 30, 2025 — ONOMEA FEDERAL CREDIT UNION is a federal credit union headquartered in PAPAIKOU, HI with 1 branch location and about $25.82 million in total assets. Opened 87 years ago in 1939, ONOMEA FEDERAL CREDIT UNION has about 1,824 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONOMEA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 27-251 Old Mamalahoa Hwy PAPAIKOU, HI 96781 |
| Phone: | (808) 964-1031 |
| Fax: | (808) 964-5088 |
| Website: | https://www.onomeafcu.org |
| Branches: | 1 branch locations |
| Members: | 1,824 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3050 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $25,820,411 |
| CEO/Manager: | David Morgan |
| Chairperson: | Michael J Udovic |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,977,869 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,579,854 |
| Unsecured Loans | 3,263,890 |
| Other Loans | 5,891,265 |
| TOTAL LOANS | 19,936,516 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -153,931 |
| Land And Building | 20,293 |
| Other Fixed Assets | 15,347 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 200,195 |
| All Other Assets | 0 |
| TOTAL ASSETS | 25,820,411 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 165,824 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,434,691 |
| Regular shares | 14,482,573 |
| All Other Shares & Deposits | 4,251,841 |
| TOTAL SHARES & DEPOSITS | 21,169,105 |
| TOTAL LIABILITIES | 21,334,929 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,485,482 |
| TOTAL EQUITY | 4,485,482 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 25,820,411 |
| INCOME & EXPENSE | |
| Loan Income | 747,846 |
| Investment Income | 106,915 |
| Other Income | 38,847 |
| Total Employee Compensation & Benefits | 268,727 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 241,618 |
| Non-operating Income & (Expense) | -2 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,811 |
| Cost of Funds | 87,844 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 322,862 |
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