Sep, 30, 2025 — HOLYOKE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in HOLYOKE, CO with 2 branch locations and about $47.38 million in total assets. Opened 88 years ago in 1938, HOLYOKE COMMUNITY FEDERAL CREDIT UNION has about 2,937 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HOLYOKE COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 101 W Denver St HOLYOKE, CO 80734-1427 |
| Phone: | (970) 854-3109 |
| Fax: | (970) 854-3726 |
| Website: | https://www.hcfcu.org |
| Branches: | 2 branch locations |
| Members: | 2,937 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2818 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $47,381,237 |
| CEO/Manager: | RANDY HALE |
| Chairperson: | Joshua Martin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,257,718 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 22,611,024 |
| Unsecured Loans | 302,048 |
| Other Loans | 6,127,225 |
| TOTAL LOANS | 29,040,297 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -165,861 |
| Land And Building | 538,206 |
| Other Fixed Assets | 111,284 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 375,302 |
| All Other Assets | 0 |
| TOTAL ASSETS | 47,381,237 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 81,401 |
| Notes & Interest Payable | 750,000 |
| Accounts Payable & Other Liabilities | 136,663 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,707,016 |
| Regular shares | 13,719,929 |
| All Other Shares & Deposits | 24,247,570 |
| TOTAL SHARES & DEPOSITS | 42,674,514 |
| TOTAL LIABILITIES | 43,642,578 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,738,659 |
| TOTAL EQUITY | 3,738,659 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 47,381,237 |
| INCOME & EXPENSE | |
| Loan Income | 1,332,794 |
| Investment Income | 484,190 |
| Other Income | 51,600 |
| Total Employee Compensation & Benefits | 533,373 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 434,894 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 645,225 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 324,352 |
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