Sep, 30, 2025 — NOTRE DAME COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in FALL RIVER, MA with 1 branch location and about $56.60 million in total assets. Opened 88 years ago in 1938, NOTRE DAME COMMUNITY FEDERAL CREDIT UNION has about 3,216 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NOTRE DAME COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 659 Eastern Ave FALL RIVER, MA 02723 |
| Phone: | (508) 676-1067 |
| Fax: | (508) 678-4447 |
| Website: | https://www.ndcfcu.com |
| Branches: | 1 branch locations |
| Members: | 3,216 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2792 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Oct 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $56,599,491 |
| CEO/Manager: | Edward Bernardo, Jr. |
| Chairperson: | Claudette Levesque Ware |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,455,673 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,653,786 |
| Unsecured Loans | 544,116 |
| Other Loans | 1,472,342 |
| TOTAL LOANS | 19,670,244 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -95,777 |
| Land And Building | 485,368 |
| Other Fixed Assets | 65,115 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 455,175 |
| All Other Assets | 0 |
| TOTAL ASSETS | 56,599,491 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 104,121 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,220,606 |
| Regular shares | 24,786,840 |
| All Other Shares & Deposits | 14,485,882 |
| TOTAL SHARES & DEPOSITS | 49,493,328 |
| TOTAL LIABILITIES | 49,597,449 |
| Regular Reserve | 0 |
| Other Reserves | -292,763 |
| Undivided Earnings | 7,294,805 |
| TOTAL EQUITY | 7,002,042 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 56,599,491 |
| INCOME & EXPENSE | |
| Loan Income | 707,063 |
| Investment Income | 839,949 |
| Other Income | 160,052 |
| Total Employee Compensation & Benefits | 572,976 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 507,109 |
| Non-operating Income & (Expense) | 12,199 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,500 |
| Cost of Funds | 447,366 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 187,312 |
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