Sep, 30, 2025 — KAUAI TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in LIHUE, HI with 1 branch location and about $60.52 million in total assets. Opened 88 years ago in 1938, KAUAI TEACHERS FEDERAL CREDIT UNION has about 3,877 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KAUAI TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2969 Umi St LIHUE, HI 96766-1345 |
| Phone: | (808) 245-3753 |
| Fax: | (808) 246-4407 |
| Website: | https://www.kauaiohanafcu.org |
| Branches: | 1 branch locations |
| Members: | 3,877 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2577 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $60,515,985 |
| CEO/Manager: | Conrad G Rualizo |
| Chairperson: | Thomas Rita |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,050,371 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,539,914 |
| Unsecured Loans | 9,791,267 |
| Other Loans | 11,506,971 |
| TOTAL LOANS | 33,838,153 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -384,180 |
| Land And Building | 3,080,640 |
| Other Fixed Assets | 70,754 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 477,253 |
| All Other Assets | 48,483 |
| TOTAL ASSETS | 60,515,985 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 228,720 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,998,218 |
| Regular shares | 21,891,814 |
| All Other Shares & Deposits | 26,638,174 |
| TOTAL SHARES & DEPOSITS | 55,528,206 |
| TOTAL LIABILITIES | 55,756,926 |
| Regular Reserve | 0 |
| Other Reserves | 429,192 |
| Undivided Earnings | 4,329,867 |
| TOTAL EQUITY | 4,759,059 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 60,515,985 |
| INCOME & EXPENSE | |
| Loan Income | 1,749,039 |
| Investment Income | 540,886 |
| Other Income | 101,286 |
| Total Employee Compensation & Benefits | 639,270 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 767,830 |
| Non-operating Income & (Expense) | 85,672 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 39,959 |
| Cost of Funds | 720,175 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 374,764 |
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