Sep, 30, 2025 — 77TH STREET DEPOT FEDERAL CREDIT UNION is a federal credit union headquartered in CHICAGO, IL with 2 branch locations and about $18.56 million in total assets. Opened 88 years ago in 1938, 77TH STREET DEPOT FEDERAL CREDIT UNION has about 4,509 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | 77TH STREET DEPOT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5401 S Wentworth Ave Ste 26 CHICAGO, IL 60609-6300 |
| Phone: | (773) 846-7137 |
| Fax: | (773) 846-7512 |
| Website: | https://www.77thstreetdepotfcu.org |
| Branches: | 2 branch locations |
| Members: | 4,509 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2505 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,555,619 |
| CEO/Manager: | Al O Towns |
| Chairperson: | Jerry Weems |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,070,140 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 2,420,719 |
| Other Loans | 2,948,872 |
| TOTAL LOANS | 5,369,592 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -284,780 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 147,133 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,555,619 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 62,380 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 678,620 |
| Regular shares | 11,984,911 |
| All Other Shares & Deposits | 1,051,185 |
| TOTAL SHARES & DEPOSITS | 13,714,716 |
| TOTAL LIABILITIES | 13,777,096 |
| Regular Reserve | 0 |
| Other Reserves | 595,066 |
| Undivided Earnings | 4,183,457 |
| TOTAL EQUITY | 4,778,523 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,555,619 |
| INCOME & EXPENSE | |
| Loan Income | 406,922 |
| Investment Income | 250,460 |
| Other Income | 47,685 |
| Total Employee Compensation & Benefits | 279,496 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 389,794 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 85,000 |
| Cost of Funds | 38,002 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,504 |
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