Sep, 30, 2025 — MOONLIGHT FEDERAL CREDIT UNION (MOONLIGHT FCU) is a federal credit union headquartered in WORTHINGTON, PA with 1 branch location and about $51.37 million in total assets. Opened 79 years ago in 1947, MOONLIGHT FEDERAL CREDIT UNION (MOONLIGHT FCU) has about 3,831 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MOONLIGHT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 101 Deer Park Rd WORTHINGTON, PA 16262 |
| Phone: | (724) 297-3084 |
| Fax: | (724) 297-3826 |
| Website: | https://www.moonlightfcu.com |
| Branches: | 1 branch locations |
| Members: | 3,831 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24978 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1947 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $51,369,293 |
| CEO/Manager: | Karen S Janoski |
| Chairperson: | Desmond Waldor |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,559,781 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,642,029 |
| Unsecured Loans | 2,852,952 |
| Other Loans | 22,626,624 |
| TOTAL LOANS | 37,121,606 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -84,352 |
| Land And Building | 518,334 |
| Other Fixed Assets | 194,866 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 429,338 |
| All Other Assets | 0 |
| TOTAL ASSETS | 51,369,293 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 13,539 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -55,746 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,353,035 |
| Regular shares | 25,505,027 |
| All Other Shares & Deposits | 11,837,348 |
| TOTAL SHARES & DEPOSITS | 42,695,410 |
| TOTAL LIABILITIES | 42,653,203 |
| Regular Reserve | 0 |
| Other Reserves | -228,528 |
| Undivided Earnings | 8,944,618 |
| TOTAL EQUITY | 8,716,090 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,369,293 |
| INCOME & EXPENSE | |
| Loan Income | 1,699,735 |
| Investment Income | 406,248 |
| Other Income | 22,793 |
| Total Employee Compensation & Benefits | 409,245 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 535,471 |
| Non-operating Income & (Expense) | 166,501 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,000 |
| Cost of Funds | 721,842 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 611,516 |
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