Sep, 30, 2025 — RIVER REGION COMMUNITY CREDIT UNION is a federal credit union headquartered in JEFFERSON CITY, MO with 13 branch locations and about $1.39 billion in total assets. Opened 72 years ago in 1954, RIVER REGION COMMUNITY CREDIT UNION has about 75,575 members and employs 220 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVER REGION COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 3124 W Edgewood Dr JEFFERSON CITY, MO 65109 |
| Phone: | (573) 635-4185 |
| Fax: | (573) 636-6036 |
| Website: | https://www.rrcu.org |
| Branches: | 13 branch locations |
| Members: | 75,575 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24955 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,385,906,568 |
| CEO/Manager: | Richard Nichols |
| Chairperson: | Kevin Robinson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 214,664,021 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 470,400 |
| Real Estate Loans | 334,494,448 |
| Unsecured Loans | 25,517,931 |
| Other Loans | 513,813,098 |
| TOTAL LOANS | 903,229,994 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,387,625 |
| Land And Building | 33,441,914 |
| Other Fixed Assets | 3,053,808 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,447,660 |
| All Other Assets | 69,185 |
| TOTAL ASSETS | 1,385,906,568 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 483,087 |
| Notes & Interest Payable | 11,275,000 |
| Accounts Payable & Other Liabilities | 20,392,938 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 216,492,436 |
| Regular shares | 329,061,825 |
| All Other Shares & Deposits | 666,085,610 |
| TOTAL SHARES & DEPOSITS | 1,211,639,871 |
| TOTAL LIABILITIES | 1,243,790,896 |
| Regular Reserve | 0 |
| Other Reserves | 87,812,586 |
| Undivided Earnings | 54,303,086 |
| TOTAL EQUITY | 142,115,672 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,385,906,568 |
| INCOME & EXPENSE | |
| Loan Income | 38,649,755 |
| Investment Income | 9,942,343 |
| Other Income | 3,292,437 |
| Total Employee Compensation & Benefits | 15,280,719 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,112,249 |
| Non-operating Income & (Expense) | 32,501 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,846,469 |
| Cost of Funds | 16,689,945 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 10,528,227 |
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