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OTOE-MISSOURIA FEDERAL CREDIT UNION

Sep, 30, 2025 — OTOE-MISSOURIA FEDERAL CREDIT UNION is a federal credit union headquartered in RED ROCK, OK with 1 branch location and about $3.45 million in total assets. Opened 7 years ago in 2019, OTOE-MISSOURIA FEDERAL CREDIT UNION has about 713 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 103189954
Name:OTOE-MISSOURIA FEDERAL CREDIT UNION
Address:
(Main Office)
7480 Highway 177 Ste A
RED ROCK, OK 74651
Phone:(580) 453-6702
Fax:
Website:https://www.otoemissouriafcu.org
Branches:1 branch locations
Members:713
Credit Union Type:Federal Credit Union
Charter Number:24910
Membership Type:Associational - Other than religious or fraternal, or 'low-income'
Corporate Credit Union:No
Year Opened:2019
Last Audited:Mar 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$3,450,080
CEO/Manager:Leilani Harpole
Chairperson:John Shotton

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 699,881
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 251,079
 Other Loans 1,966,107
 TOTAL LOANS 2,217,186
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -52,504
 Land And Building 0
 Other Fixed Assets 14,790
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 17,191
 All Other Assets 69,175
  TOTAL ASSETS 3,450,080
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 22,641
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 290,570
 Regular shares 2,297,562
 All Other Shares & Deposits 439,980
  TOTAL SHARES & DEPOSITS 3,028,112
  TOTAL LIABILITIES 3,050,753
 Regular Reserve 0
 Other Reserves 32,275
 Undivided Earnings 367,052
  TOTAL EQUITY 399,327
  TOTAL LIABILITIES, SHARES, & EQUITY 3,450,080
INCOME & EXPENSE  
 Loan Income 195,468
 Investment Income 11,106
 Other Income 56,126
 Total Employee Compensation & Benefits 123,933
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 173,760
 Non-operating Income & (Expense) 84,845
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 31,750
 Cost of Funds 17,251
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 851
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