Sep, 30, 2025 — NATCHEZ EDUCATORS FEDERAL CREDIT UNION is a federal credit union headquartered in NATCHEZ, MS with 1 branch location and about $1.33 million in total assets. Opened 65 years ago in 1961, NATCHEZ EDUCATORS FEDERAL CREDIT UNION has about 393 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NATCHEZ EDUCATORS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 10 Homochitto St NATCHEZ, MS 39120 |
| Phone: | (601) 445-2851 |
| Fax: | (601) 445-2911 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 393 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24896 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,326,759 |
| CEO/Manager: | Teresa Ford |
| Chairperson: | Delanea Young |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 173,682 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 296,496 |
| Other Loans | 283,824 |
| TOTAL LOANS | 580,320 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,838 |
| Land And Building | 0 |
| Other Fixed Assets | 3,661 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,644 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,326,759 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,340 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,265 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 659,593 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 659,593 |
| TOTAL LIABILITIES | 663,198 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 663,561 |
| TOTAL EQUITY | 663,561 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,326,759 |
| INCOME & EXPENSE | |
| Loan Income | 61,012 |
| Investment Income | 13,187 |
| Other Income | 8,550 |
| Total Employee Compensation & Benefits | 47,605 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 17,021 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,942 |
| Cost of Funds | 6,922 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,288 |
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