Dec, 31, 2023 — DELTA FEDERAL CREDIT UNION is a federal credit union headquartered in GREENVILLE, MS with 2 branch locations and about $8.26 million in total assets. Opened 67 years ago in 1957, DELTA FEDERAL CREDIT UNION has about 1,803 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DELTA FEDERAL CREDIT UNION |
---|---|
Address: (Main Office) | 2339 HIGHWAY 1 S GREENVILLE, MS 38701-8337 |
Phone: | (662) 332-7184 |
Fax: | (662) 332-1624 |
Website: | https://deltacu.virtual.cu.net |
Branches: | 2 branch locations |
Members: | 1,803 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 24893 |
---|---|
Membership Type: | Multiple common bond - Primarily educational |
Corporate Credit Union: | No |
Year Opened: | 1957 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $8,260,153 |
CEO/Manager: | Barbara D Rodgers |
Chairperson: | Robert Burford |
ASSETS: | $ Amount |
---|---|
Cash & Equivalents | 470,689 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 958,636 |
Other Loans | 1,945,958 |
TOTAL LOANS | 2,904,594 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -44,126 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 68,144 |
All Other Assets | 0 |
TOTAL ASSETS | 8,260,153 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 17,335 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 56,102 |
Regular shares | 6,191,565 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 6,247,668 |
TOTAL LIABILITIES | 6,265,003 |
Regular Reserve | 0 |
Other Reserves | 348,306 |
Undivided Earnings | 1,646,844 |
TOTAL EQUITY | 1,995,150 |
TOTAL LIABILITIES, SHARES, & EQUITY | 8,260,153 |
INCOME & EXPENSE | |
Loan Income | 300,911 |
Investment Income | 165,900 |
Other Income | 119,324 |
Total Employee Compensation & Benefits | 194,605 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 178,642 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 60,930 |
Cost of Funds | 6,510 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 143,696 |
↑ Back to Top |
» See also Statement of Financial Condition