Sep, 30, 2025 — MAINSTREET FEDERAL CREDIT UNION is a federal credit union headquartered in LENEXA, KS with 10 branch locations and about $694.16 million in total assets. Opened 73 years ago in 1953, MAINSTREET FEDERAL CREDIT UNION has about 56,115 members and employs 142 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MAINSTREET FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 13001 W 95th St LENEXA, KS 66215-3726 |
| Phone: | (913) 599-1010 |
| Fax: | (913) 599-4816 |
| Website: | https://www.mainstreetcu.org |
| Branches: | 10 branch locations |
| Members: | 56,115 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24858 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $694,160,740 |
| CEO/Manager: | Bob Mayes |
| Chairperson: | Paul E Alvarado |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 52,949,486 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 167,708,837 |
| Unsecured Loans | 25,868,507 |
| Other Loans | 209,594,302 |
| TOTAL LOANS | 403,171,646 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,253,674 |
| Land And Building | 7,275,900 |
| Other Fixed Assets | 1,047,676 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,856,993 |
| All Other Assets | 372,034 |
| TOTAL ASSETS | 694,160,740 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 598,273 |
| Notes & Interest Payable | 24,444,155 |
| Accounts Payable & Other Liabilities | 6,825,628 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 135,887,326 |
| Regular shares | 235,273,740 |
| All Other Shares & Deposits | 244,782,443 |
| TOTAL SHARES & DEPOSITS | 615,943,509 |
| TOTAL LIABILITIES | 647,811,565 |
| Regular Reserve | 0 |
| Other Reserves | -11,172,799 |
| Undivided Earnings | 57,521,974 |
| TOTAL EQUITY | 46,349,175 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 694,160,740 |
| INCOME & EXPENSE | |
| Loan Income | 18,083,923 |
| Investment Income | 4,157,968 |
| Other Income | 2,713,534 |
| Total Employee Compensation & Benefits | 9,642,547 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,915,261 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,087,983 |
| Cost of Funds | 5,111,097 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,073,429 |
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