Sep, 30, 2025 — COMMUNITY LINK FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, IN with 2 branch locations and about $36.45 million in total assets. Opened 29 years ago in 1997, COMMUNITY LINK FEDERAL CREDIT UNION has about 2,635 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY LINK FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 325 Etna Ave HUNTINGTON, IN 46750 |
| Phone: | (260) 356-6220 |
| Fax: | (260) 356-6337 |
| Website: | https://www.communitylinkfcu.com |
| Branches: | 2 branch locations |
| Members: | 2,635 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24770 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1997 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,447,297 |
| CEO/Manager: | Misty D Harrison |
| Chairperson: | Justin R Wall |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,346,663 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,706,881 |
| Unsecured Loans | 1,208,783 |
| Other Loans | 5,621,927 |
| TOTAL LOANS | 20,547,641 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,210 |
| Land And Building | 160,813 |
| Other Fixed Assets | 146,693 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 301,044 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,447,297 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 71,323 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,664,587 |
| Regular shares | 9,227,309 |
| All Other Shares & Deposits | 17,860,772 |
| TOTAL SHARES & DEPOSITS | 31,752,668 |
| TOTAL LIABILITIES | 31,823,991 |
| Regular Reserve | 0 |
| Other Reserves | 291,127 |
| Undivided Earnings | 4,332,179 |
| TOTAL EQUITY | 4,623,306 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,447,297 |
| INCOME & EXPENSE | |
| Loan Income | 1,025,892 |
| Investment Income | 424,512 |
| Other Income | 216,524 |
| Total Employee Compensation & Benefits | 487,568 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 470,876 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,569 |
| Cost of Funds | 588,644 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 230,191 |
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