Sep, 30, 2025 — CENTURYFIRST FEDERAL CREDIT UNION is a federal credit union headquartered in HATTIESBURG, MS with 9 branch locations and about $140.19 million in total assets. Opened 70 years ago in 1956, CENTURYFIRST FEDERAL CREDIT UNION has about 16,306 members and employs 52 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTURYFIRST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3318 HARDY ST HATTIESBURG, MS 39401-6962 |
| Phone: | (601) 450-4114 |
| Fax: | (601) 261-5305 |
| Website: | https://www.centuryfirstfcu.com |
| Branches: | 9 branch locations |
| Members: | 16,306 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24668 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $140,194,526 |
| CEO/Manager: | John S Harmond |
| Chairperson: | TOMMY ROCCONI |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,784,320 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 42,218,572 |
| Unsecured Loans | 5,374,310 |
| Other Loans | 66,950,461 |
| TOTAL LOANS | 114,543,343 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,398,998 |
| Land And Building | 7,180,387 |
| Other Fixed Assets | 145,802 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,114,689 |
| All Other Assets | 678,127 |
| TOTAL ASSETS | 140,194,526 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 129,028 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 863,637 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,150,154 |
| Regular shares | 62,377,881 |
| All Other Shares & Deposits | 43,496,029 |
| TOTAL SHARES & DEPOSITS | 119,024,063 |
| TOTAL LIABILITIES | 120,016,728 |
| Regular Reserve | 0 |
| Other Reserves | 9,554,341 |
| Undivided Earnings | 10,623,457 |
| TOTAL EQUITY | 20,177,798 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 140,194,526 |
| INCOME & EXPENSE | |
| Loan Income | 7,804,576 |
| Investment Income | 365,396 |
| Other Income | 1,059,799 |
| Total Employee Compensation & Benefits | 2,496,179 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,082,012 |
| Non-operating Income & (Expense) | -377,128 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,534,100 |
| Cost of Funds | 1,979,993 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,132,406 |
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