GREAT RIVER FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.greatriverfcu.org for more information.
Sep, 30, 2025 — GREAT RIVER FEDERAL CREDIT UNION is a federal credit union headquartered in Saint Cloud, MN with 9 branch locations and about $334.36 million in total assets. Opened 78 years ago in 1948, GREAT RIVER FEDERAL CREDIT UNION has about 19,551 members and employs 79 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREAT RIVER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1532 W Saint Germain Saint Cloud, MN 56301-4129 |
| Phone: | (320) 252-5393 |
| Fax: | (320) 252-4595 |
| Website: | https://www.greatriverfcu.org |
| Branches: | 9 branch locations |
| Members: | 19,551 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24632 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $334,360,937 |
| CEO/Manager: | Brant Hicks |
| Chairperson: | Mark Skaj |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,484,836 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 148,551,008 |
| Unsecured Loans | 12,118,315 |
| Other Loans | 120,530,113 |
| TOTAL LOANS | 258,795,505 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,136,774 |
| Land And Building | 8,086,849 |
| Other Fixed Assets | 1,785,047 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,802,410 |
| All Other Assets | 853,959 |
| TOTAL ASSETS | 334,360,937 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 3,000,000 |
| Accounts Payable & Other Liabilities | 3,181,480 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 51,624,647 |
| Regular shares | 140,257,769 |
| All Other Shares & Deposits | 111,456,259 |
| TOTAL SHARES & DEPOSITS | 302,236,142 |
| TOTAL LIABILITIES | 303,130,970 |
| Regular Reserve | 0 |
| Other Reserves | 3,856,142 |
| Undivided Earnings | 22,464,406 |
| TOTAL EQUITY | 26,320,548 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 329,709,234 |
| INCOME & EXPENSE | |
| Loan Income | 7,530,946 |
| Investment Income | 459,833 |
| Other Income | 539,855 |
| Total Employee Compensation & Benefits | 3,204,826 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,808,113 |
| Non-operating Income & (Expense) | 6,309 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,084,733 |
| Cost of Funds | 568,079 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,182,399 |
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