Sep, 30, 2025 — TOLEDO URBAN FEDERAL CREDIT UNION is a federal credit union headquartered in TOLEDO, OH with 2 branch locations and about $16.47 million in total assets. Opened 30 years ago in 1996, TOLEDO URBAN FEDERAL CREDIT UNION has about 3,858 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TOLEDO URBAN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1441 Dorr St TOLEDO, OH 43607-3956 |
| Phone: | (419) 255-8876 |
| Fax: | (419) 255-4390 |
| Website: | https://www.toledourban.net |
| Branches: | 2 branch locations |
| Members: | 3,858 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24578 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1996 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,469,720 |
| CEO/Manager: | Suzette R Cowell |
| Chairperson: | Alpha McKinstry |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,710,304 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,629,337 |
| Unsecured Loans | 697,893 |
| Other Loans | 4,733,917 |
| TOTAL LOANS | 13,061,149 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -249,998 |
| Land And Building | 1,219,293 |
| Other Fixed Assets | 153,252 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 116,287 |
| All Other Assets | 0 |
| TOTAL ASSETS | 16,469,720 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -2,309 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 1,550,000 |
| Share Drafts | 4,127,482 |
| Regular shares | 5,005,508 |
| All Other Shares & Deposits | 4,992,782 |
| TOTAL SHARES & DEPOSITS | 14,125,772 |
| TOTAL LIABILITIES | 15,673,463 |
| Regular Reserve | 0 |
| Other Reserves | 41,063 |
| Undivided Earnings | 755,194 |
| TOTAL EQUITY | 796,257 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,469,720 |
| INCOME & EXPENSE | |
| Loan Income | 609,096 |
| Investment Income | 30,082 |
| Other Income | 212,364 |
| Total Employee Compensation & Benefits | 766,942 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 771,919 |
| Non-operating Income & (Expense) | 383,076 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,552 |
| Cost of Funds | 82,161 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -386,942 |
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