POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in PAWTUCKET, RI with 1 branch location and about $6.19 million in total assets. Opened 92 years ago in 1934, POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION has about 651 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 126 PAWTUCKET, RI 02862 |
| Phone: | (401) 726-3895 |
| Fax: | (401) 727-2809 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 651 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24472 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,193,912 |
| CEO/Manager: | Charlene M LaPlante |
| Chairperson: | John M Soares |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 195,321 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 180,981 |
| Unsecured Loans | 934,329 |
| Other Loans | 1,042,916 |
| TOTAL LOANS | 2,158,226 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,249 |
| Land And Building | 0 |
| Other Fixed Assets | 8,747 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 37,694 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,193,912 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 10,263 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 326,119 |
| Regular shares | 1,556,963 |
| All Other Shares & Deposits | 1,650,165 |
| TOTAL SHARES & DEPOSITS | 3,533,247 |
| TOTAL LIABILITIES | 3,543,524 |
| Regular Reserve | 0 |
| Other Reserves | 304,788 |
| Undivided Earnings | 2,345,600 |
| TOTAL EQUITY | 2,650,388 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,193,912 |
| INCOME & EXPENSE | |
| Loan Income | 120,117 |
| Investment Income | 27,036 |
| Other Income | 3,795 |
| Total Employee Compensation & Benefits | 87,436 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 80,571 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 600 |
| Cost of Funds | 5,429 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -6,256 |
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