Sep, 30, 2025 — COOPERATIVE EXTENSION SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in LITTLE ROCK, AR with 1 branch location and about $4.63 million in total assets. Opened 80 years ago in 1946, COOPERATIVE EXTENSION SERVICE FEDERAL CREDIT UNION has about 733 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COOPERATIVE EXTENSION SERVICE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2301 S University Ave LITTLE ROCK, AR 72204-4940 |
| Phone: | (501) 671-2037 |
| Fax: | (501) 671-2306 |
| Website: | https://www.cesfcu.org |
| Branches: | 1 branch locations |
| Members: | 733 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24431 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1946 |
| Last Audited: | Feb 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,630,335 |
| CEO/Manager: | Tammy R Christian |
| Chairperson: | BeVerly J Sims |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 458,797 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 933,590 |
| Other Loans | 2,341,086 |
| TOTAL LOANS | 3,274,676 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,850 |
| Land And Building | 0 |
| Other Fixed Assets | 8,909 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 33,804 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,630,335 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 29,789 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,615 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,350,883 |
| All Other Shares & Deposits | 1,031,308 |
| TOTAL SHARES & DEPOSITS | 3,382,191 |
| TOTAL LIABILITIES | 3,426,595 |
| Regular Reserve | 0 |
| Other Reserves | 160,224 |
| Undivided Earnings | 1,043,516 |
| TOTAL EQUITY | 1,203,740 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,630,335 |
| INCOME & EXPENSE | |
| Loan Income | 155,902 |
| Investment Income | 41,898 |
| Other Income | 4,036 |
| Total Employee Compensation & Benefits | 100,593 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 77,999 |
| Non-operating Income & (Expense) | 22,488 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,078 |
| Cost of Funds | 40,116 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,137 |
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