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RTN FEDERAL CREDIT UNION

Sep, 30, 2025 — RTN FEDERAL CREDIT UNION is a federal credit union headquartered in WALTHAM, MA with 17 branch locations and about $1.05 billion in total assets. Opened 81 years ago in 1945, RTN FEDERAL CREDIT UNION has about 40,801 members and employs 111 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211386445
Name:RTN FEDERAL CREDIT UNION
Address:
(Main Office)
600 MAIN ST
WALTHAM, MA 02452
Phone:(781) 736-9900
Fax:(781) 736-9928
Website:https://www.rtn.org
Branches:17 branch locations
Members:40,801
Credit Union Type:Federal Credit Union
Charter Number:24311
Membership Type:Multiple common bond - Primarily primary and fabricated metals
Corporate Credit Union:No
Year Opened:1945
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$1,046,846,217
CEO/Manager:Richard Wright
Chairperson:Arthur R Osborn

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 23,035,645
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 452,459,920
 Unsecured Loans 28,323,963
 Other Loans 50,822,775
 TOTAL LOANS 531,606,658
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,974,294
 Land And Building 3,974,274
 Other Fixed Assets 1,063,576
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 8,724,367
 All Other Assets 0
  TOTAL ASSETS 1,046,846,217
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 31,020,581
 Accounts Payable & Other Liabilities 7,399,251
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 159,401,568
 Regular shares 417,089,025
 All Other Shares & Deposits 343,982,036
  TOTAL SHARES & DEPOSITS 920,472,629
  TOTAL LIABILITIES 958,892,461
 Regular Reserve 0
 Other Reserves -14,220,505
 Undivided Earnings 102,174,261
  TOTAL EQUITY 87,953,756
  TOTAL LIABILITIES, SHARES, & EQUITY 1,046,846,217
INCOME & EXPENSE  
 Loan Income 15,619,373
 Investment Income 3,596,189
 Other Income 2,780,018
 Total Employee Compensation & Benefits 9,653,042
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 9,549,772
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -105,000
 Cost of Funds 2,864,195
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,901,295
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