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UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION

Sep, 30, 2025 — UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION is a federal credit union headquartered in PHILADELPHIA, PA with 1 branch location and about $4.85 million in total assets. Opened 39 years ago in 1987, UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION has about 689 members and employs 69 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
Address:
(Main Office)
3401 Walnut St
PHILADELPHIA, PA 19104
Phone:(215) 222-2604
Fax:(215) 222-2607
Website:https://www.upennsfcu.org
Branches:1 branch locations
Members:689
Credit Union Type:Federal Credit Union
Charter Number:24290
Membership Type:Associational - Other than religious or fraternal, or 'low-income'
Corporate Credit Union:No
Year Opened:1987
Last Audited:Sep 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$4,847,942
CEO/Manager:Jazz Ch'ng
Chairperson:Oliver T Li

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 698,842
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 76,733
 Other Loans 53,299
 TOTAL LOANS 130,032
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,371
 Land And Building 0
 Other Fixed Assets 11,031
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 52,221
 All Other Assets 0
  TOTAL ASSETS 4,847,942
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 102,508
 Accounts Payable & Other Liabilities -5,220
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,578,577
 Regular shares 2,102,571
 All Other Shares & Deposits 284,623
  TOTAL SHARES & DEPOSITS 3,965,771
  TOTAL LIABILITIES 4,063,059
 Regular Reserve 0
 Other Reserves -57,506
 Undivided Earnings 842,389
  TOTAL EQUITY 784,883
  TOTAL LIABILITIES, SHARES, & EQUITY 4,847,942
INCOME & EXPENSE  
 Loan Income 11,154
 Investment Income 62,836
 Other Income 18,915
 Total Employee Compensation & Benefits -7,850
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 128,882
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -2,466
 Cost of Funds 10,383
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -23,079
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