Sep, 30, 2025 — GULF COAST COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in GULFPORT, MS with 4 branch locations and about $123.50 million in total assets. Opened 91 years ago in 1935, GULF COAST COMMUNITY FEDERAL CREDIT UNION has about 12,053 members and employs 56 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GULF COAST COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 12364 Highway 49 GULFPORT, MS 39503 |
| Phone: | (228) 539-7029 |
| Fax: | (228) 539-6322 |
| Website: | n/a |
| Branches: | 4 branch locations |
| Members: | 12,053 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 242 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $123,501,733 |
| CEO/Manager: | Lisa Graham |
| Chairperson: | Elmer Dickens |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,934,676 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 161,141 |
| Real Estate Loans | 41,934,668 |
| Unsecured Loans | 4,683,902 |
| Other Loans | 31,601,917 |
| TOTAL LOANS | 78,220,487 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,114,887 |
| Land And Building | 3,348,699 |
| Other Fixed Assets | 1,335,061 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 925,338 |
| All Other Assets | 207,024 |
| TOTAL ASSETS | 123,501,733 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,515,671 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 28,278,267 |
| Regular shares | 35,486,830 |
| All Other Shares & Deposits | 35,593,617 |
| TOTAL SHARES & DEPOSITS | 99,358,714 |
| TOTAL LIABILITIES | 101,874,385 |
| Regular Reserve | 0 |
| Other Reserves | -190,542 |
| Undivided Earnings | 21,817,890 |
| TOTAL EQUITY | 21,627,348 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 123,501,733 |
| INCOME & EXPENSE | |
| Loan Income | 4,386,342 |
| Investment Income | 642,420 |
| Other Income | 3,146,035 |
| Total Employee Compensation & Benefits | 3,007,164 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,266,568 |
| Non-operating Income & (Expense) | -14,542 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 678,275 |
| Cost of Funds | 1,103,282 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 138,317 |
| ↑ Back to Top | |