Sep, 30, 2025 — M.O.S.E.S. FEDERAL CREDIT UNION is a federal credit union headquartered in BOSTON, MA with 1 branch location and about $1.62 million in total assets. Opened 46 years ago in 1980, M.O.S.E.S. FEDERAL CREDIT UNION has about 282 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | M.O.S.E.S. FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 90 N Washington St BOSTON, MA 02114-1914 |
| Phone: | (978) 276-0750 |
| Fax: | |
| Website: | https://www.moses-ma.org/moses-feder |
| Branches: | 1 branch locations |
| Members: | 282 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23627 |
|---|---|
| Membership Type: | Associational - Other than religious or fraternal, or 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1980 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,624,553 |
| CEO/Manager: | Joanne Demers |
| Chairperson: | Allen Bondeson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,075,334 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 452,228 |
| Other Loans | 81,035 |
| TOTAL LOANS | 533,263 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,123 |
| Land And Building | 0 |
| Other Fixed Assets | 1,593 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 14,043 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,624,553 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 923 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 16,125 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,277,817 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 1,277,817 |
| TOTAL LIABILITIES | 1,294,865 |
| Regular Reserve | 0 |
| Other Reserves | 59,063 |
| Undivided Earnings | 270,625 |
| TOTAL EQUITY | 329,688 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,624,553 |
| INCOME & EXPENSE | |
| Loan Income | 38,867 |
| Investment Income | 32,732 |
| Other Income | 378 |
| Total Employee Compensation & Benefits | 39,701 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 17,289 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 2,795 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 12,192 |
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