Sep, 30, 2025 — ELECTRIC COOPERATIVES FEDERAL CREDIT UNION is a federal credit union headquartered in LITTLE ROCK, AR with 1 branch location and about $17.51 million in total assets. Opened 47 years ago in 1979, ELECTRIC COOPERATIVES FEDERAL CREDIT UNION has about 2,782 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ELECTRIC COOPERATIVES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1 Cooperative Way LITTLE ROCK, AR 72209 |
| Phone: | (501) 570-2396 |
| Fax: | (501) 570-2393 |
| Website: | https://www.electriccoopfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,782 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23361 |
|---|---|
| Membership Type: | Service - Communications and Utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1979 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,507,515 |
| CEO/Manager: | Windy Campbell |
| Chairperson: | Laura Dunn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 713,580 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,486,743 |
| Other Loans | 9,851,853 |
| TOTAL LOANS | 11,338,596 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -31,177 |
| Land And Building | 0 |
| Other Fixed Assets | 10,835 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 132,626 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,507,515 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 42,641 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,582,316 |
| Regular shares | 4,649,649 |
| All Other Shares & Deposits | 7,579,055 |
| TOTAL SHARES & DEPOSITS | 14,811,021 |
| TOTAL LIABILITIES | 14,853,662 |
| Regular Reserve | 0 |
| Other Reserves | 280,771 |
| Undivided Earnings | 2,373,082 |
| TOTAL EQUITY | 2,653,853 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,507,515 |
| INCOME & EXPENSE | |
| Loan Income | 575,882 |
| Investment Income | 210,915 |
| Other Income | 35,602 |
| Total Employee Compensation & Benefits | 172,935 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 373,790 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,156 |
| Cost of Funds | 119,394 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 275,543 |
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