Sep, 30, 2025 — GALLUP FEDERAL CREDIT UNION is a federal credit union headquartered in OMAHA, NE with 1 branch location and about $15.66 million in total assets. Opened 47 years ago in 1979, GALLUP FEDERAL CREDIT UNION has about 1,577 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GALLUP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1001 Gallup Dr OMAHA, NE 68102 |
| Phone: | (402) 938-6800 |
| Fax: | (402) 938-5918 |
| Website: | https://www.gallupfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,577 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23292 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1979 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,662,150 |
| CEO/Manager: | Ronny J Miller |
| Chairperson: | Scott Wright |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,285,464 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,061,948 |
| Unsecured Loans | 767,296 |
| Other Loans | 7,127,236 |
| TOTAL LOANS | 11,956,479 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -37,079 |
| Land And Building | 0 |
| Other Fixed Assets | 44,211 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 118,464 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,662,150 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,027 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 56,525 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,131,883 |
| Regular shares | 6,172,558 |
| All Other Shares & Deposits | 2,428,766 |
| TOTAL SHARES & DEPOSITS | 12,733,208 |
| TOTAL LIABILITIES | 12,790,760 |
| Regular Reserve | 0 |
| Other Reserves | 167,288 |
| Undivided Earnings | 2,704,102 |
| TOTAL EQUITY | 2,871,390 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,662,150 |
| INCOME & EXPENSE | |
| Loan Income | 592,801 |
| Investment Income | 89,411 |
| Other Income | 27,337 |
| Total Employee Compensation & Benefits | 461,777 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 258,349 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 500 |
| Cost of Funds | 125,433 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 107,566 |
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