Sep, 30, 2025 — AMERICAN PARTNERS FEDERAL CREDIT UNION is a federal credit union headquartered in REIDSVILLE, NC with 4 branch locations and about $103.94 million in total assets. Opened 51 years ago in 1975, AMERICAN PARTNERS FEDERAL CREDIT UNION has about 11,415 members and employs 37 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICAN PARTNERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 618 N Scales St REIDSVILLE, NC 27320-2941 |
| Phone: | (336) 349-2729 |
| Fax: | (336) 342-0687 |
| Website: | https://www.apfcu.com |
| Branches: | 4 branch locations |
| Members: | 11,415 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22119 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $103,937,191 |
| CEO/Manager: | Brian Bone |
| Chairperson: | Bryant Cohen |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,044,813 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 54,610,084 |
| Unsecured Loans | 5,910,622 |
| Other Loans | 22,097,387 |
| TOTAL LOANS | 83,189,102 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -535,000 |
| Land And Building | 3,373,935 |
| Other Fixed Assets | 303,765 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 890,488 |
| All Other Assets | 187,530 |
| TOTAL ASSETS | 103,937,191 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 1,000,000 |
| Accounts Payable & Other Liabilities | 783,034 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,701,840 |
| Regular shares | 25,180,474 |
| All Other Shares & Deposits | 48,822,086 |
| TOTAL SHARES & DEPOSITS | 91,704,400 |
| TOTAL LIABILITIES | 93,487,434 |
| Regular Reserve | 0 |
| Other Reserves | 1,386,343 |
| Undivided Earnings | 9,063,414 |
| TOTAL EQUITY | 10,449,757 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 103,937,191 |
| INCOME & EXPENSE | |
| Loan Income | 4,162,180 |
| Investment Income | 704,666 |
| Other Income | 411,155 |
| Total Employee Compensation & Benefits | 1,719,019 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,021,810 |
| Non-operating Income & (Expense) | 40,371 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 96,583 |
| Cost of Funds | 1,564,366 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 575,225 |
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