Sep, 30, 2025 — PENNSYLVANIA-AMERICAN WATER FEDERAL CREDIT UNION is a federal credit union headquartered in BETHEL PARK, PA with 1 branch location and about $12.44 million in total assets. Opened 53 years ago in 1973, PENNSYLVANIA-AMERICAN WATER FEDERAL CREDIT UNION has about 1,367 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PENNSYLVANIA-AMERICAN WATER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6050 Library Rd BETHEL PARK, PA 15102-4026 |
| Phone: | (412) 854-4448 |
| Fax: | (412) 854-4721 |
| Website: | https://www.pawfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,367 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21556 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,437,087 |
| CEO/Manager: | William P George |
| Chairperson: | Ronald J Kelley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,174,202 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,010,646 |
| Other Loans | 3,513,851 |
| TOTAL LOANS | 4,524,497 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,824 |
| Land And Building | 177,413 |
| Other Fixed Assets | 5,001 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 113,413 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,437,087 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 21,975 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 386,925 |
| Regular shares | 9,563,644 |
| All Other Shares & Deposits | 919,756 |
| TOTAL SHARES & DEPOSITS | 10,870,325 |
| TOTAL LIABILITIES | 10,892,300 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,544,787 |
| TOTAL EQUITY | 1,544,787 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,437,087 |
| INCOME & EXPENSE | |
| Loan Income | 250,592 |
| Investment Income | 171,399 |
| Other Income | 8,738 |
| Total Employee Compensation & Benefits | 275,127 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 108,647 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,000 |
| Cost of Funds | 7,273 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 56,344 |
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