Sep, 30, 2025 — MESSIAH BAPTIST CHURCH FEDERAL CREDIT UNION is a federal credit union headquartered in EAST ORANGE, NJ with 0 branch location and about $610,282 in total assets. Opened 53 years ago in 1973, MESSIAH BAPTIST CHURCH FEDERAL CREDIT UNION has about 185 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MESSIAH BAPTIST CHURCH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 13 Oak St # 17 EAST ORANGE, NJ 07018 |
| Phone: | (973) 676-7374 |
| Fax: | (973) 676-7066 |
| Website: | https://www.mbcfcu.org |
| Branches: | 0 branch locations |
| Members: | 185 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21440 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $610,282 |
| CEO/Manager: | Eddie W Daniels |
| Chairperson: | Dana P Owens |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 198,458 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 41,950 |
| Other Loans | 268,062 |
| TOTAL LOANS | 310,012 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,000 |
| Land And Building | 0 |
| Other Fixed Assets | 20,187 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,831 |
| All Other Assets | 0 |
| TOTAL ASSETS | 610,282 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,593 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 26,348 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 424,320 |
| All Other Shares & Deposits | 95,220 |
| TOTAL SHARES & DEPOSITS | 519,540 |
| TOTAL LIABILITIES | 550,481 |
| Regular Reserve | 0 |
| Other Reserves | 10,000 |
| Undivided Earnings | 49,801 |
| TOTAL EQUITY | 59,801 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 610,282 |
| INCOME & EXPENSE | |
| Loan Income | 21,427 |
| Investment Income | 6,418 |
| Other Income | 1,484 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 21,135 |
| Non-operating Income & (Expense) | 200 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 3,920 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,474 |
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