DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION is a federal credit union headquartered in SALISBURY, MD with 1 branch location and about $18.24 million in total assets. Opened 53 years ago in 1973, DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION has about 1,313 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 8083 SALISBURY, MD 21802 |
| Phone: | (410) 860-6290 |
| Fax: | (410) 860-6315 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,313 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21167 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,239,186 |
| CEO/Manager: | Theresa T Trader |
| Chairperson: | Ronald A Molock |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,513,263 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,630 |
| Unsecured Loans | 600,131 |
| Other Loans | 3,352,146 |
| TOTAL LOANS | 3,970,907 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -46,456 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 140,926 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,239,186 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,349 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 14,665,983 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 14,665,983 |
| TOTAL LIABILITIES | 14,680,332 |
| Regular Reserve | 0 |
| Other Reserves | 227,987 |
| Undivided Earnings | 3,330,867 |
| TOTAL EQUITY | 3,558,854 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,239,186 |
| INCOME & EXPENSE | |
| Loan Income | 173,623 |
| Investment Income | 111,654 |
| Other Income | 30 |
| Total Employee Compensation & Benefits | 156,650 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 53,494 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 39,905 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 36,984 |
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