Sep, 30, 2025 — I. U. 7 FEDERAL CREDIT UNION is a federal credit union headquartered in NEW KENSINGTON, PA with 1 branch location and about $22.06 million in total assets. Opened 53 years ago in 1973, I. U. 7 FEDERAL CREDIT UNION has about 1,251 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | I. U. 7 FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2300 Freeport Rd NEW KENSINGTON, PA 15068-4669 |
| Phone: | (724) 339-0635 |
| Fax: | (724) 339-0605 |
| Website: | https://www.westernpafcu.org |
| Branches: | 1 branch locations |
| Members: | 1,251 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21140 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $22,055,586 |
| CEO/Manager: | Misty Gilkey |
| Chairperson: | John Thomas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,956,213 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,474,917 |
| Unsecured Loans | 376,818 |
| Other Loans | 4,862,930 |
| TOTAL LOANS | 10,714,665 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -144,508 |
| Land And Building | 0 |
| Other Fixed Assets | 35,022 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 199,515 |
| All Other Assets | 0 |
| TOTAL ASSETS | 22,055,586 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,616 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,112 |
| Regular shares | 7,168,275 |
| All Other Shares & Deposits | 12,008,853 |
| TOTAL SHARES & DEPOSITS | 19,192,240 |
| TOTAL LIABILITIES | 19,193,856 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,861,730 |
| TOTAL EQUITY | 2,861,730 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 22,055,586 |
| INCOME & EXPENSE | |
| Loan Income | 434,363 |
| Investment Income | 193,055 |
| Other Income | 1,895 |
| Total Employee Compensation & Benefits | 174,671 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 188,626 |
| Non-operating Income & (Expense) | 6,250 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -2,477 |
| Cost of Funds | 354,319 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -76,122 |
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