Sep, 30, 2025 — METRO REALTORS FEDERAL CREDIT UNION is a federal credit union headquartered in MELVILLE, NY with 1 branch location and about $11.53 million in total assets. Opened 54 years ago in 1972, METRO REALTORS FEDERAL CREDIT UNION has about 1,710 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | METRO REALTORS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 535 Broadhollow Rd Ste A4 MELVILLE, NY 11747 |
| Phone: | (833) 676-3876 |
| Fax: | (631) 482-1891 |
| Website: | https://www.mrfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,710 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20857 |
|---|---|
| Membership Type: | Service - Finance, Insurance, Real Estate, Trade |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,533,939 |
| CEO/Manager: | Michelle Singh |
| Chairperson: | Moses Seuram |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 427,410 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,061,707 |
| Unsecured Loans | 597,166 |
| Other Loans | 3,518,541 |
| TOTAL LOANS | 9,177,414 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -81,632 |
| Land And Building | 0 |
| Other Fixed Assets | 8,072 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 85,463 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,533,939 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,866 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 73,728 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 765,941 |
| Regular shares | 4,428,778 |
| All Other Shares & Deposits | 5,016,404 |
| TOTAL SHARES & DEPOSITS | 10,211,123 |
| TOTAL LIABILITIES | 10,288,717 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,245,222 |
| TOTAL EQUITY | 1,245,222 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,533,939 |
| INCOME & EXPENSE | |
| Loan Income | 407,675 |
| Investment Income | 53,174 |
| Other Income | 27,038 |
| Total Employee Compensation & Benefits | 227,770 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 171,556 |
| Non-operating Income & (Expense) | 66 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,153 |
| Cost of Funds | 172,948 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -90,474 |
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