P.N.G. NORTHERN FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — P.N.G. NORTHERN FEDERAL CREDIT UNION is a federal credit union headquartered in Vandergrift, PA with 3 branch locations and about $2.72 million in total assets. Opened 55 years ago in 1971, P.N.G. NORTHERN FEDERAL CREDIT UNION has about 457 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | P.N.G. NORTHERN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1140 Lincoln St Vandergrift, PA 15690-1020 |
| Phone: | (724) 571-7092 |
| Fax: | |
| Website: | n/a |
| Branches: | 3 branch locations |
| Members: | 457 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20567 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,722,470 |
| CEO/Manager: | Deb Smail |
| Chairperson: | Deborah L Smail |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,071,784 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 529,380 |
| Other Loans | 1,087,922 |
| TOTAL LOANS | 1,617,302 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -14,815 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 32,656 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,722,470 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,023 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -119 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 930,067 |
| All Other Shares & Deposits | 1,554,257 |
| TOTAL SHARES & DEPOSITS | 2,484,324 |
| TOTAL LIABILITIES | 2,486,228 |
| Regular Reserve | 0 |
| Other Reserves | 47,479 |
| Undivided Earnings | 188,763 |
| TOTAL EQUITY | 236,242 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,722,470 |
| INCOME & EXPENSE | |
| Loan Income | 31,253 |
| Investment Income | 0 |
| Other Income | 62 |
| Total Employee Compensation & Benefits | 31,512 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 65,317 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 100,000 |
| Cost of Funds | 6,149 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -171,663 |
| ↑ Back to Top | |