Sep, 30, 2025 — CHROME FEDERAL CREDIT UNION is a federal credit union headquartered in CANONSBURG, PA with 3 branch locations and about $218.23 million in total assets. Opened 55 years ago in 1971, CHROME FEDERAL CREDIT UNION has about 15,680 members and employs 57 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHROME FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1001 Horizon Vue Dr CANONSBURG, PA 15317 |
| Phone: | (724) 228-2030 |
| Fax: | (724) 704-7847 |
| Website: | https://www.chromefcu.org |
| Branches: | 3 branch locations |
| Members: | 15,680 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20558 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $218,228,732 |
| CEO/Manager: | Robert Flanyak |
| Chairperson: | Robert Greek |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 21,817,475 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 91,675,105 |
| Unsecured Loans | 12,491,110 |
| Other Loans | 39,159,438 |
| TOTAL LOANS | 143,325,653 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,521,277 |
| Land And Building | 6,953,053 |
| Other Fixed Assets | 439,064 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,755,679 |
| All Other Assets | 0 |
| TOTAL ASSETS | 218,228,732 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 72,925 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,022,846 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 35,466,391 |
| Regular shares | 78,519,411 |
| All Other Shares & Deposits | 68,140,548 |
| TOTAL SHARES & DEPOSITS | 182,126,349 |
| TOTAL LIABILITIES | 184,222,120 |
| Regular Reserve | 0 |
| Other Reserves | 6,383,207 |
| Undivided Earnings | 27,623,405 |
| TOTAL EQUITY | 34,006,612 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 218,228,732 |
| INCOME & EXPENSE | |
| Loan Income | 6,517,696 |
| Investment Income | 1,361,351 |
| Other Income | 618,377 |
| Total Employee Compensation & Benefits | 3,190,195 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,994,348 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 267,895 |
| Cost of Funds | 1,823,810 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 764,584 |
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