Sep, 30, 2025 — HARVEST FEDERAL CREDIT UNION is a federal credit union headquartered in HEATH, OH with 1 branch location and about $40.91 million in total assets. Opened 56 years ago in 1970, HARVEST FEDERAL CREDIT UNION has about 2,286 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARVEST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 34 Licking View Dr HEATH, OH 43056 |
| Phone: | (740) 522-5277 |
| Fax: | (740) 522-6672 |
| Website: | https://www.harvestfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,286 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20302 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $40,907,135 |
| CEO/Manager: | Julie A King |
| Chairperson: | Bernard Snow |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,096,453 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,128,301 |
| Unsecured Loans | 2,162,453 |
| Other Loans | 8,058,866 |
| TOTAL LOANS | 17,349,620 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -66,589 |
| Land And Building | 43,624 |
| Other Fixed Assets | 18,937 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 329,329 |
| All Other Assets | 0 |
| TOTAL ASSETS | 40,907,135 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 105,772 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,860,231 |
| Regular shares | 14,336,928 |
| All Other Shares & Deposits | 14,404,711 |
| TOTAL SHARES & DEPOSITS | 35,601,870 |
| TOTAL LIABILITIES | 35,707,642 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,199,493 |
| TOTAL EQUITY | 5,199,493 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 40,907,135 |
| INCOME & EXPENSE | |
| Loan Income | 734,555 |
| Investment Income | 696,548 |
| Other Income | 56,788 |
| Total Employee Compensation & Benefits | 508,730 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 490,183 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 12,500 |
| Cost of Funds | 258,363 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 349,288 |
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