Sep, 30, 2025 — EIGHT FEDERAL CREDIT UNION is a federal credit union headquartered in ROSSFORD, OH with 1 branch location and about $23.31 million in total assets. Opened 56 years ago in 1970, EIGHT FEDERAL CREDIT UNION has about 2,469 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EIGHT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 727 Lime City Rd ROSSFORD, OH 43460 |
| Phone: | (419) 666-7334 |
| Fax: | (419) 666-3760 |
| Website: | https://www.eightfederalcu.org |
| Branches: | 1 branch locations |
| Members: | 2,469 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20222 |
|---|---|
| Membership Type: | Associational - Fraternal, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,307,284 |
| CEO/Manager: | Timothy R Ozuk |
| Chairperson: | Keith Stanbery |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,663,685 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 592,650 |
| Unsecured Loans | 674,627 |
| Other Loans | 6,976,774 |
| TOTAL LOANS | 8,244,051 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -79,954 |
| Land And Building | 0 |
| Other Fixed Assets | 12,307 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 178,709 |
| All Other Assets | 0 |
| TOTAL ASSETS | 23,307,284 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 64,809 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 125,781 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,649,967 |
| Regular shares | 12,705,902 |
| All Other Shares & Deposits | 4,296,159 |
| TOTAL SHARES & DEPOSITS | 19,652,028 |
| TOTAL LIABILITIES | 19,842,618 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,464,666 |
| TOTAL EQUITY | 3,464,666 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,307,284 |
| INCOME & EXPENSE | |
| Loan Income | 394,462 |
| Investment Income | 427,477 |
| Other Income | 24,599 |
| Total Employee Compensation & Benefits | 172,461 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 224,277 |
| Non-operating Income & (Expense) | -3,210 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,760 |
| Cost of Funds | 182,408 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 314,180 |
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