Sep, 30, 2025 — ENCENTUS FEDERAL CREDIT UNION is a federal credit union headquartered in TULSA, OK with 1 branch location and about $21.06 million in total assets. Opened 56 years ago in 1970, ENCENTUS FEDERAL CREDIT UNION has about 4,593 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ENCENTUS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1320 S Lewis Ave TULSA, OK 74104-4205 |
| Phone: | (918) 430-3500 |
| Fax: | (918) 430-3510 |
| Website: | https://www.encentusfcu.org |
| Branches: | 1 branch locations |
| Members: | 4,593 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20015 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Feb 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $21,061,316 |
| CEO/Manager: | Kim Patrick |
| Chairperson: | Shelley R Ramsey |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,704,168 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,927,665 |
| Unsecured Loans | 682,892 |
| Other Loans | 4,958,818 |
| TOTAL LOANS | 7,569,379 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -238,776 |
| Land And Building | 1,901,698 |
| Other Fixed Assets | 177,838 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 230,180 |
| All Other Assets | 0 |
| TOTAL ASSETS | 21,061,316 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 135 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 34,493 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,640,340 |
| Regular shares | 10,575,341 |
| All Other Shares & Deposits | 3,098,354 |
| TOTAL SHARES & DEPOSITS | 17,314,035 |
| TOTAL LIABILITIES | 17,348,663 |
| Regular Reserve | 0 |
| Other Reserves | 679,493 |
| Undivided Earnings | 3,033,160 |
| TOTAL EQUITY | 3,712,653 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 21,061,316 |
| INCOME & EXPENSE | |
| Loan Income | 398,099 |
| Investment Income | 295,714 |
| Other Income | 304,105 |
| Total Employee Compensation & Benefits | 485,008 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 544,869 |
| Non-operating Income & (Expense) | 151,646 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 101,713 |
| Cost of Funds | 59,575 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -41,601 |
| ↑ Back to Top | |