Sep, 30, 2025 — SUMMIT HAMPTON ROADS FEDERAL CREDIT UNION is a federal credit union headquartered in PORTSMOUTH, VA with 1 branch location and about $8.23 million in total assets. Opened 56 years ago in 1970, SUMMIT HAMPTON ROADS FEDERAL CREDIT UNION has about 1,145 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SUMMIT HAMPTON ROADS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3636 High St PORTSMOUTH, VA 23707 |
| Phone: | (757) 398-2384 |
| Fax: | (757) 398-2684 |
| Website: | https://www.shrfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,145 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19973 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Oct 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,228,805 |
| CEO/Manager: | Bria Shaw |
| Chairperson: | Donna Davis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 819,019 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 157,147 |
| Unsecured Loans | 1,613,607 |
| Other Loans | 3,268,351 |
| TOTAL LOANS | 5,039,105 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -22,862 |
| Land And Building | 0 |
| Other Fixed Assets | 732 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 66,214 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,228,805 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 24 |
| Accounts Payable & Other Liabilities | 65,052 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,820,388 |
| Regular shares | 4,261,440 |
| All Other Shares & Deposits | 857,600 |
| TOTAL SHARES & DEPOSITS | 6,939,428 |
| TOTAL LIABILITIES | 7,004,504 |
| Regular Reserve | 0 |
| Other Reserves | -68,705 |
| Undivided Earnings | 1,293,006 |
| TOTAL EQUITY | 1,224,301 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,228,805 |
| INCOME & EXPENSE | |
| Loan Income | 241,126 |
| Investment Income | 45,833 |
| Other Income | 63,587 |
| Total Employee Compensation & Benefits | 167,795 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 214,714 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,578 |
| Cost of Funds | 18,578 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -20,069 |
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