Sep, 30, 2025 — WHITING REFINERY FEDERAL CREDIT UNION is a federal credit union headquartered in WHITING, IN with 1 branch location and about $52.78 million in total assets. Opened 91 years ago in 1935, WHITING REFINERY FEDERAL CREDIT UNION has about 2,048 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WHITING REFINERY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1339 119th St WHITING, IN 46394 |
| Phone: | (219) 659-3254 |
| Fax: | (219) 659-0790 |
| Website: | https://www.wrfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,048 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 198 |
|---|---|
| Membership Type: | Multiple common bond - Primarily petroleum refining |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $52,779,368 |
| CEO/Manager: | Julie F Boyle |
| Chairperson: | Carl Towner |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,764,215 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,227,834 |
| Unsecured Loans | 1,451,376 |
| Other Loans | 9,569,946 |
| TOTAL LOANS | 24,249,156 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -35,332 |
| Land And Building | 139,558 |
| Other Fixed Assets | 34,603 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 358,879 |
| All Other Assets | 0 |
| TOTAL ASSETS | 52,779,368 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 24,145 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 23,122 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,194,663 |
| Regular shares | 22,119,278 |
| All Other Shares & Deposits | 15,519,516 |
| TOTAL SHARES & DEPOSITS | 38,833,458 |
| TOTAL LIABILITIES | 38,880,725 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 13,898,643 |
| TOTAL EQUITY | 13,898,643 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 52,779,368 |
| INCOME & EXPENSE | |
| Loan Income | 818,887 |
| Investment Income | 834,832 |
| Other Income | 13,479 |
| Total Employee Compensation & Benefits | 241,729 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 300,934 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,418 |
| Cost of Funds | 814,166 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 234,366 |
| ↑ Back to Top | |