Sep, 30, 2025 — ARMSTRONG ASSOCIATES FEDERAL CREDIT UNION (AAFCU) is a federal credit union headquartered in KITTANNING, PA with 1 branch location and about $17.36 million in total assets. Opened 57 years ago in 1969, ARMSTRONG ASSOCIATES FEDERAL CREDIT UNION (AAFCU) has about 2,111 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ARMSTRONG ASSOCIATES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 201 N McKean St KITTANNING, PA 16201-1300 |
| Phone: | (724) 548-8722 |
| Fax: | (724) 545-1899 |
| Website: | https://aafcu4u.coop/ |
| Branches: | 1 branch locations |
| Members: | 2,111 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19745 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,360,850 |
| CEO/Manager: | Sandra Garris |
| Chairperson: | James Robinson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,456,306 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 714,347 |
| Other Loans | 2,888,426 |
| TOTAL LOANS | 3,602,776 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -27,583 |
| Land And Building | 0 |
| Other Fixed Assets | 1,920 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 144,933 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,360,850 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,662 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,916,436 |
| Regular shares | 11,839,887 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 14,756,324 |
| TOTAL LIABILITIES | 14,761,986 |
| Regular Reserve | 0 |
| Other Reserves | 156,207 |
| Undivided Earnings | 2,442,657 |
| TOTAL EQUITY | 2,598,864 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,360,850 |
| INCOME & EXPENSE | |
| Loan Income | 130,668 |
| Investment Income | 320,070 |
| Other Income | 9,020 |
| Total Employee Compensation & Benefits | 171,510 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 105,870 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,412 |
| Cost of Funds | 56,016 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 135,002 |
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