Sep, 30, 2025 — EDUCATION PERSONNEL FEDERAL CREDIT UNION is a federal credit union headquartered in DANVILLE, IL with 2 branch locations and about $71.57 million in total assets. Opened 89 years ago in 1937, EDUCATION PERSONNEL FEDERAL CREDIT UNION has about 4,234 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EDUCATION PERSONNEL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1102 N Walnut St DANVILLE, IL 61832 |
| Phone: | (217) 446-0777 |
| Fax: | (217) 446-2522 |
| Website: | https://www.educationpersonnelfcu.com/ |
| Branches: | 2 branch locations |
| Members: | 4,234 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1969 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $71,572,685 |
| CEO/Manager: | Hope M Garrett |
| Chairperson: | Michael Metzen |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,057,422 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 14,128,896 |
| Unsecured Loans | 1,481,674 |
| Other Loans | 13,605,464 |
| TOTAL LOANS | 30,516,343 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -74,725 |
| Land And Building | 685,053 |
| Other Fixed Assets | 92,598 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 604,865 |
| All Other Assets | 16,000 |
| TOTAL ASSETS | 71,572,685 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 113,585 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,536,461 |
| Regular shares | 29,703,947 |
| All Other Shares & Deposits | 20,612,688 |
| TOTAL SHARES & DEPOSITS | 62,853,095 |
| TOTAL LIABILITIES | 62,966,680 |
| Regular Reserve | 0 |
| Other Reserves | 524,091 |
| Undivided Earnings | 8,081,914 |
| TOTAL EQUITY | 8,606,005 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 71,572,685 |
| INCOME & EXPENSE | |
| Loan Income | 1,054,169 |
| Investment Income | 803,802 |
| Other Income | 180,262 |
| Total Employee Compensation & Benefits | 838,701 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 921,369 |
| Non-operating Income & (Expense) | 10,906 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,741 |
| Cost of Funds | 238,438 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 276,322 |
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