OTERO COUNTY TEACHERS FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://oterocountyteachersfcu.com for more information.
Sep, 30, 2025 — OTERO COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in LA JUNTA, CO with 1 branch location and about $4.87 million in total assets. Opened 89 years ago in 1937, OTERO COUNTY TEACHERS FEDERAL CREDIT UNION has about 853 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OTERO COUNTY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 1168 LA JUNTA, CO 81050-1168 |
| Phone: | (719) 384-7488 |
| Fax: | (719) 384-7360 |
| Website: | https://oterocountyteachersfcu.com |
| Branches: | 1 branch locations |
| Members: | 853 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1956 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Jun 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,865,271 |
| CEO/Manager: | A. Diane Payne |
| Chairperson: | Steven Duff |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 890,235 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 79,946 |
| Other Loans | 916,454 |
| TOTAL LOANS | 996,400 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -27,279 |
| Land And Building | 18,356 |
| Other Fixed Assets | 833 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 42,579 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,865,271 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,182 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 18,227 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,318,347 |
| All Other Shares & Deposits | 1,215,797 |
| TOTAL SHARES & DEPOSITS | 4,534,144 |
| TOTAL LIABILITIES | 4,553,553 |
| Regular Reserve | 0 |
| Other Reserves | 88,230 |
| Undivided Earnings | 223,488 |
| TOTAL EQUITY | 311,718 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,865,271 |
| INCOME & EXPENSE | |
| Loan Income | 57,518 |
| Investment Income | 15,005 |
| Other Income | 5,314 |
| Total Employee Compensation & Benefits | 49,215 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 51,937 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,914 |
| Cost of Funds | 15,493 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -45,533 |
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